EDUCATION
The Road to Homeownership
Looking at homes becomes an exciting adventure the moment you move from window shopping online to house touring. It is crucial to complete the pre-approval process with your lender before beginning a serious home search. A pre-approval letter helps you and your real estate agent know your pre-approved amount, which helps narrow your home search to a list of the best homes available in your price range.
Here are some tips to narrow the search even further on your ideal home.
Need to get pre-approved?
Your "Perfect" Home
Make a list of your priorities and deal breakers in a home. Specifics make a difference. For example, you may want to factor in an extra room to serve as a home office. This narrows the search for you and the agent. A double vanity bathroom may be desired for you and your partner, but a home office is a must which may lead you to accept a smaller bathroom to stay within budget.
Pictures Are Not Worth a Thousand Words
Begin your Search
Once pre-approved, if you’re not already working with a trusted Realtor, then seek the counsel of your trusted loan officer. They will refer you to one of their trusted realtor partners.
What is a VA Loan?
VA home loans, also known as Veteran Affair Loans, are provided by private lenders, like mortgage companies and banks. These loans are exclusively offered to veterans, active-duty military personnel, and eligible surviving spouses. These exclusive loans can allow individuals to save hundreds to even thousands of dollars when either purchasing or refinancing their home.
The Process
The process of obtaining a VA loan is simple. First get preapproved, then shop for your home, make an offer, and go through the normal underwriting and appraisal processes before closing. The only real difference is your lender will verify your eligibility for a VA loan with your Certificate of Eligibility (COE).
Exclusive Mortgage, LLC is proud to offer VA Loans to those who have served our great nation. If you are a veteran or an active military member, you have earned this VA Loan benefit!
The Process
The process of obtaining a VA loan is simple. First get preapproved, then shop for your home, make an offer, and go through the normal underwriting and appraisal processes before closing. The only real difference is your lender will verify your eligibility for a VA loan with your Certificate of Eligibility (COE).
Exclusive Mortgage, LLC is proud to offer VA Loans to those who have served our great nation. If you are a veteran or an active military member, you have earned this VA Loan benefit!
Frequently Asked Questions
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Gather Good Intel
See why more Veteran homebuyers choose Veterans United than any other VA lender. Top VA Purchase Lender for 7 consecutive years: 2016, 2017, 2018, 2019, 2020, 2021, 2022, 2023 and 2024
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For help, questions or to see what you qualify for, give us a call!
